A successful and growing bank for 35 years, experienced the ‘perfect storm’ in 2009 and found itself placed under an FDIC cease & desist order which required an assessment of Bank management, structure, and compensation practices for safe operations. While initially reluctant and resentful about this level of scrutiny, our D4 Process and professional consulting team was able to help Bank Executives and personnel become engaged and active participants in designing the future of their organization. The FDIC approved our recommendations without any adjustments but better yet, the executive team actually believed in the recommendations and felt confident they could execute them effectively. The acceptance of the organization design plan by the FDIC was simply a step in the process of putting the bank back on track.